Understanding the different types of insurance coverage you need is crucial to your insurance choices. At The Mitchell Agency LLC, we want to help homeowners in Alabama and Georgia make solid insurance decisions.
What Is Wind Coverage?
Wind coverage, also sometimes called windstorm coverage, is often included in most homeowners’ policies. This is the type of protection that can help to pay for repairs or replacement of your home when there is damage resulting from the wind.
Does Wind Coverage Include Hurricanes?
Hurricane insurance is a special type of insurance coverage that is usually not included in homeowners’ policies. You will need to talk with an insurance representative concerning hurricane insurance if you live in an area that is prone to hurricane risks.
What Does Wind Coverage Include?
This type of insurance will provide compensation for the repair or restoration of your home and items on your property that are damaged or lost during a weather event. You should note that there are specific qualifying criteria for weather events in order for the insurance to kick in. You need to discuss these qualifying factors in depth with your insurance representative to ensure that you are well aware of how this type of coverage works.
What Types of Windstorms Are There?
There are many different types of windstorms that can cause damage to your property. These include:
- Straight line winds
- Derechos
- Tornados
- Hurricanes
- Thunderstorms
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You should keep in mind that wind damage may or may not be accompanied by rain and flooding. Flood insurance is usually a separate type of insurance coverage. If you are interested in learning about flood insurance, you should contact an insurance representative.
If you would like to learn more about our insurance services, please contact us at The Mitchell Agency LLC, serving Georgia and Alabama.
