In a region like Alabama that frequently experiences windstorms, protecting your property with wind coverage insurance is crucial. At The Mitchell Agency LLC, our team has the required expertise to answer your insurance queries and has been serving Alabama clients since 2005.
Windstorms are one of the weather issues that frequently challenge Alabamians. WSFA reports confirm that Alabama is the nation’s leading state regarding severe weather incidents, encompassing over 250 wind-related storms. Therefore, considering wind insurance to protect your property becomes essential.
Wind insurance is often referred to as hurricane insurance since the typical homeowners’ insurance usually does not cover damage from severe windstorms. Here are three common types of deductibles you may find in your insurance:
- Windstorm Deductible – This applies to damages caused by wind, hail, and storms with powerful winds, such as tornadoes.
- Named Storm Deductible – This comes into effect if a storm acknowledged and named by the National Weather Service causes damage to your property.
- Hurricane Deductible – Only applicable when a storm’s winds are intense enough to be categorized as a hurricane instead of a tropical storm.
Speak with one of our team members at The Mitchell Agency LLC to understand these options and decide which deductible best suits you.
Schedule Your Insurance Appointment with Mitchell Agency Today
Whether you are seeking wind protection or need auto or life insurance, our team has options to match every client’s potential requirements. We look forward to explaining all your options to you. If you’re based in the Alabama area, you’ll find our team at The Mitchell Agency LLC knowledgeable and polite. To discuss your insurance needs, call us for an appointment today.
