The thought of obtaining homeowner’s insurance can be overwhelming and stressful. However, at The Mitchell Agency LLC in Alabama, we aim to give you peace of mind that you are making the best decision concerning your home and your family’s well-being. Our professional guidance can provide a sense of relief in this complex process. So, here is a helpful tip to save you money and headaches when looking to protect your home.
Before procuring a homeowner’s policy, you may want to consider having a roof inspection on your home. An inspector will check for things that insurance companies look for when deciding your home’s insurability and insurance premiums.
During an inspection, the roof inspector will examine the roofing material used on your home, the gutters, flashing, vent pipes, and caulking to see the condition of your roof. A badly damaged roof can cause you a lot of headaches, cost thousands in repairs, and could also be a reason that an insurance company denies your insurance application.
If this happens, mortgage companies could force you to have insurance on your home throughout the duration of your loan, costing you thousands in unwanted costs.
Are you required to get a roof inspection for insurance?
Suppose you live in an area with frequent storms and your home is older. In that case, an insurance company may require a roof inspection. Your roof is the first line of defense against Mother Nature’s elements entering your home, and it must be well sufficient to resist anything that comes its way, from wind to rain, hail, and other elements.
If you have an older roof that leaks to the interior, it could cause greater damage, costing thousands in repairs, raising safety concerns, and escalating your stress levels. However, by investing in a roof inspection every few years, you can save thousands, providing a sense of financial security.
Contact us today!
If you have more questions about roof inspections and home insurance, your friendly agents at The Mitchell Agency LLC in Alabama are here to help. Contact us today at (334) 279-6667. Our experienced staff will discuss your goals and needs and empower you to make the best decisions about insuring your home.
